Business insurance provides financial protection should a claim or lawsuit be filed against you or your business.
Business insurance protects business owners from losses due to unforeseen events that may occur in operating a business, including third-party property damage, errors, or bodily injuries.
There are many types of insurance available for business owners and the applicable coverages will vary depending on the business. The type of coverage your business needs relies on several factors, including industry, size, and revenue.
Business insurance is used as an umbrella term to describe common types of insurance business owners require to cover third-party liability lawsuits or claims.
Explore the following business insurance policies for specific coverage information:
Commercial General Liability Insurance (CGL)
Professional Liability Insurance (also known as Errors and Omissions)
Product Liability Insurance
Commercial Property Insurance
Cyber Liability Insurance
Directors and Officers Insurance
What type of business insurance you need is entirely dependent on what your business does and the risks associated with that.
Business Insurance provides coverage for incidents involving third-parties and does not typically include coverage yourself or your employees. Nor does it cover contractual liability, intentional criminal acts, cost guarantees, or cost estimates you provide.
Regardless of size or industry, insurance is critical to protect your business and for your its long-term survival. Business liability insurance provides coverage for the financial costs associated with unforeseen events such as damage caused to third parties, accusations of professional negligence or defective products.Your business is unique, and coverage requirements will vary. Speak with a broker to find a policy to suit your specific business needs.
Business Insurance should never be sold solely on price. You are protecting your most important asset. Our mission is to find you the perfect coverage but also find the best priced policy with that coverage.
The exact cost for your insurance policy varies according to factors such as:
Years of Experience
Number of Employees
Our experts are here to help craft a custom tailored insurance package to protect your business.