Real Estate Insurance

Protecting real estate professionals from liability to property. Coverage for property managers, developers, agents, and real estate investors.

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The Challenges

Risks unique to real estate.

Property Liability

Managing properties creates significant premises liability exposure.

Professional Errors

Real estate transactions involve complex advice and potential for costly errors.

Tenant Relations

Property management creates employment-like liability with tenants.

Development Risk

Construction and development projects create multi-year exposure.

Coverage

Coverage types for real estate companies.

Every business is different. We'll work with you to build a coverage package that addresses your specific risks and meets your contractual requirements.

General Liability Professional Liability / E&O Property Insurance Directors & Officers Environmental Liability

Builders Risk

Why Summit

Why real estate companies choose Summit.

Deep real estate industry expertise

Coverage for diverse property types

Understanding of transaction liability

Protection for development projects

Common Questions

Real Estate insurance FAQs.

What E&O exposure do real estate agents face?+

Agents face claims for misrepresentation, failure to disclose defects, breach of fiduciary duty, and transaction errors. E&O coverage is essential and often required by brokerages.

Do property managers need separate liability coverage?+

Yes. Property management creates liability distinct from property ownership. Coverage should address premises liability, professional errors, and tenant-related claims.

What about environmental liability for property owners?+

Environmental liability coverage protects against pollution claims and cleanup costs. This is increasingly important for commercial properties and development sites.

How is developer coverage different from owner coverage?+

Developers face construction risks, longer tail liability for completed projects, and professional liability for design decisions. Coverage must extend beyond project completion.

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