Mid-Market
Built for businesses that have outgrown their broker.
Multi-province operations. Layered liability. Boards, lenders, and investors asking harder questions. Summit builds and manages structured insurance programs for established Canadian-domiciled companies — coast to coast.
Coast to Coast
One broker. Every province your business operates in.
Growing companies shouldn't need a different broker in every region. Summit is licensed from the Pacific to the Atlantic, so a single account team can structure, place, and service your program wherever your locations, projects, and people are.
View our provincial licencesCapabilities
What a mid-market program actually requires.
Past a certain size, insurance stops being a purchase and becomes a program. These are the capabilities we bring to every mid-market account.
Program Marketing & Placement
Structured multi-market submissions that accurately represent your risk profile — not a single-carrier quote. We negotiate terms, retentions, and pricing across the Canadian and international markets.
Executive & Financial Lines
Directors & Officers, fiduciary, employment practices, and crime coverage structured for boards, investors, and lenders of established Canadian-domiciled entities.
Layered Liability & Excess
Umbrella and excess towers built above your primary casualty program, coordinated across carriers so limits, attachment points, and exclusions actually line up.
Claims Advocacy
When a claim hits, we manage the process — coordinating adjusters, documentation, and carrier negotiations in parallel with your renewal so neither suffers.
Benchmarking & Analytics
Premium, limit, and retention benchmarking against peers in your sector and revenue band, so every renewal decision is grounded in data rather than instinct.
Risk Engineering & Compliance
Proprietary compliance technology, contract reviews, and documented risk management programs that improve your submission — and your pricing.
Results
Outcomes for complex Canadian accounts.
How We Work
What working with Summit looks like.
A dedicated account team
A named account executive and support team who know your file — not a call centre or a rotating cast of representatives.
A documented renewal process
Strategy meetings and market submissions start 60+ days before renewal. You see which markets were approached, what they said, and why.
Board-ready reporting
Clear program summaries, coverage comparisons, and benchmarking you can put in front of a board, lender, or investor without translation.
If your program renews in the next 120 days, now is the right time to start a review.
Talk to a Senior Broker