Construction & Realty.
If you own or are renting out a commercial property, residential apartments in a building, starting a new build, or a contractor working on properties we can craft a custom tailored policy to your needs.
Construction and Realty
It's no secret that the hospitality, construction, and realty industries are some of the most important driving forces behind the Canadian economy. And as someone who works in one (or more) of those industries, you know just how complex and ever-changing they can be. That's why it's so important to have an insurance policy that is custom tailored to your specific business needs. At our company, we understand the challenges that you face on a daily basis. Whether you're managing a portfolio of investment properties, running a busy restaurant, or overseeing the construction of state-of-the-art buildings, we can help you find the right insurance policy to protect your business. We'll work with you to identify your unique risks and tailor a policy that provides the coverage you need at a price you can afford. So if you're looking for comprehensive protection for your business, give us a call today. We're here to help.
Why choose Summit?
We help Canadian Business Owners craft the perfect insurance policy for their business.
Our team takes pride in our relentless responsiveness. When you need us, we're here.
We compare rates across leading insurance companies to ensure you get the best price on your premium.
We craft the perfect insurance policy for your business so you can rest easy knowing you're covered.
Your dedicated account manager is there for you as your business grows ensuring your insurance policy grows with you
Types of businesses.
Construction and Realty can be broad so we've broken it down into some of the top types of companies we see.
Don't see yours? We serve all kinds of Canadian businesses. Chat with us.
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Property Managers
Commercial, residential, retail property managers, and short term rental managers
Builder's Risk
From large multi family or commercial builds to small multi family or high value homes
learn more
Short Term Rental
Whether Airbnb or VRBO, wherever you list your property we have you covered
learn moreCommercial General Liability FAQs
Business Insurance can be complicated. We're here to help.
Commercial General Liability (CGL) is an insurance coverage that provides financial cover for claims of third-party bodily injury and property damage caused by your business resulting from negligence or unexpected accidents.
In the event your business is sued, CGL insurance typically covers compensatory damages awarded against you and any legal defence costs, regardless of the lawsuit’s outcome.
In the event your business is sued, CGL insurance typically covers compensatory damages awarded against you and any legal defence costs, regardless of the lawsuit’s outcome.
Owning a business inherently comes with risk. You come into contact with various third parties, some of which are clients, vendors, and other businesses, who may be involved in an accident or claim your business caused them loss or damage.
Commercial General Liability Insurance is critical if:
You rent an office space or clients come visit you at home. You go on-site with your clients to their office or home.
You have staff who conduct business off-site.
Commercial General Liability Insurance typically includes coverage for legal costs and damages related to the following coverage areas:
Bodily Injury Liability: Injuries or damage to a third party person or property resulting from your business operations. Product Liability: Property damage or bodily injury caused by a product you sell or supply.
Tenant’s Legal Liability: Costs to repair or replace others’ property that you rent or occupy.
Personal and Advertising Injury Liability: Allegations of defamation, libel, slander, or false advertising.
Business insurance should never be sold solely on price. You are protecting your most important asset. Our mission is to find you the perfect coverage but also find the best priced policy with that coverage.
The exact cost for your insurance policy varies according to factors such as:
Industry
Risk Exposure
Years of Experience
Location
Number of Employees
Revenue
Claims History