Summit - Blog

The business blog.

Welcome to the Summit Commercial Solutions blog. Here you’ll find valuable articles tailored to your business needs, so you can be ready for whatever challenge comes next.

Insurance

Commercial Auto vs. Snow Plow Insurance: Do You Need Both?

Commercial Auto vs. Snow Plow Insurance explained. Learn the differences, coverage gaps, and why many snow removal businesses need both for full protection.

Insurance

Snow Removal Contracts: Insurance Clauses You Should Check

Snow removal contracts often include insurance clauses that affect liability and coverage. Learn which insurance provisions to check before signing an agreement.

Insurance

5 Common Risks for Snow Plow Operators

Learn the 5 common risks for snow plow operators, including slip-and-fall claims, vehicle accidents, property damage, equipment failure, and contract exposure.

Insurance

Why General Liability Is Vital for Snow Plow Businesses

Why general liability is vital for snow plow businesses. Learn how it protects against slip-and-fall claims, property damage, legal costs, and post-service liability.

Insurance

Cannabis Crop Insurance for Mold and Infestation

Cannabis crop insurance for mold and infestation explained. Learn what’s covered, common exclusions, environmental requirements, and how growers can protect crops from loss.

Insurance

Cannabis Dispensary Theft Insurance Coverage

Cannabis dispensary theft insurance coverage explained. Learn what theft policies protect, common exclusions, security requirements, and how limits impact claims.

Insurance

Health Canada Licensing: What Insurance Do You Need to Get Approved?

Health Canada licensing requires proper cannabis insurance. Learn which policies are needed for approval, including liability, product, and property coverage.

Insurance

How Much Does Cannabis Insurance Cost in Canada?

How much does cannabis insurance cost in Canada? Learn what affects pricing, average cost ranges, coverage types, and why premiums vary across businesses.

Press Releases

Summit Commercial Solutions Launches Sherpa

Summit Commercial Solutions, a national insurance brokerage reimagining how risk and compliance are managed for Canadian businesses, today announced the public launch of Sherpa.

Insurance

Scaling Your Snow Business: Insurance Requirements for Hiring Subcontractors

Hiring subcontractors can help scale your snow business, but only if insurance is handled correctly. Learn about worker classification and more!

Insurance

Surviving a Slip-and-Fall Claim: A Liability Defense Guide for Snow Contractors

Slip-and-fall claims are a major risk for snow contractors. Learn how statutes of limitations, salt logs, hold harmless agreements, and CGL insurance help protect your business.

Insurance

Commercial Auto vs. CGL: Ensuring Your Snow Plow Truck Is Properly Covered

Commercial Auto vs. CGL insurance can create dangerous gaps for snowplow trucks. Learn how coverage, attachments, exclusions, and completed operations really work.

Insurance

Snow Removal Insurance Cost 2026: Why Rates Are Rising & How SummitCover Helps You Save

Snow removal insurance costs in 2026 are rising due to a hard market, higher claims, and stricter underwriting. Learn why and how smart planning can help!

Insurance

Cannabis Retail Insurance: Protecting Your Inventory from Theft and Fire

Learn how cannabis retail insurance helps protect inventory from theft and fire, what coverage typically includes, and why specialized policies matter for dispensaries.

Insurance

Commercial Property Insurance for High-Value Grow Facilities

Learn how commercial property insurance for high-value grow facilities works, from specialized equipment to structural risks, and why it matters for modern cultivation operations.

Insurance

Medical Malpractice vs. Professional Liability: Guide for MedSpas & Clinics

Confused about medical malpractice vs. professional liability insurance? This guide breaks down the key differences between medspas and clinics.

Insurance

Gym & Fitness Studio Insurance: Protecting Against Injury Claims

Protect your gym or fitness studio from costly injury claims with the right coverage. Learn what policies matter and practical steps to protect members and your business!

Insurance

Builder’s Risk vs. Commercial General Liability: Understanding the Difference

Learn the difference between builder’s risk vs. commercial general liability insurance, what each covers, and why both matter during construction projects.

Insurance

Builder’s Risk & Surety Bonds: The Blueprint for Protecting Your Construction Project

Learn how builder’s risk insurance and surety bonds work together to protect construction projects, manage risk, and ensure financial stability.

Insurance

What Is Builder’s Risk Insurance

Learn what is builder’s risk insurance, what it covers, who needs it, and how it protects construction projects from unexpected losses.

Insurance

Why Do Non-Profits Need D&O Insurance?

Learn why do non-profits need D&O insurance, how it protects board members, and why governance risk matters even for mission-driven groups.

Insurance

Does Commercial Property Insurance Cover Business Interruption?

Find the answer to “Does commercial property insurance cover business interruption?” Learn what’s included, what’s excluded, and how coverage actually works!

Insurance

What is the Difference Between Surety Bond and Insurance?

Understand what is the Difference Between Surety Bond and Insurance, and find out how they protect businesses. Learn more at Summit Cover.

Insurance

Does Business Insurance Cover Cyber Attacks?

Find out Does Business Insurance Cover Cyber Attacks! Learn how it helps protect your company from cyber attacks and whether it covers such incidents!

Press Releases

Summit Raises 7.5M Series A to Build the Brokerage of The Future

Summit, a rapidly scaling, tech-enabled commercial insurance brokerage, has closed a $7.5 million Series A round of investment.

Insurance

What are the 7 Types of Cyber Security?

What Are the 7 Types of Cyber Security? Learn the seven core areas, what each protects, and how they work together to reduce risk!

Insurance

Is it worth getting cyber insurance?

Is it worth getting cyber insurance? This guide explains the benefits, costs, limits, and how to decide if cyber insurance makes sense for your business!

Insurance

How Much Does Cyber Liability Insurance Cost in Canada?

Wondering how much does cyber liability insurance cost in Canada? Understand the factors that move premiums, and practical tips to lower costs!

Insurance

What is cyber liability coverage in cyberinsurance?

Wondering What is cyber liability coverage in cyberinsurance? Learn what it covers, common exclusions, and how to choose a policy!

Hospitality

How to Get the Right Insurance for Your Hospitality Business?

Learn how to get the right insurance for your hospitality business: identify risks, choose coverages, set limits, and compare quotes.

Insurance

What is Hospitality Insurance?

Curious what is hospitality insurance? Learn what it covers, common policy types, and how to choose the right protection!

Insurance

Do I Need Professional Liability Insurance in Canada?

Do I need professional liability insurance in Canada? Learn who needs it, what it covers, and how to decide. Get practical guidance here!

Insurance

Who Needs Professional Liability Protection?

Who Needs Professional Liability Protection? Learn which professions should consider it, what it covers, and how to decide!

Insurance

What is the Professional Liability Insurance Act?

What is the Professional Liability Insurance Act? Learn what it typically does, common requirements, and practical next steps for professionals!

Insurance

4 Ways Cyber Insurance Protects You and Your Business

Discover 4 ways cyber insurance protects you and your business from breach response to liability coverage. Get clear guidance today!

Insurance

What Does Cyber Liability Insurance Cover in Canada?

What Does Cyber Liability Insurance Cover in Canada? Learn the typical coverages, common exclusions, and understand the policy!

Insurance

How to Choose the Best Cyber Insurance Policy in Canada?

Learn How to Choose the Best Cyber Insurance Policy in Canada: key coverages and a simple checklist to match policy limits!

Insurance

How Much Commercial Property Insurance Do You Need?

Wondering How Much Commercial Property Insurance Do You Need? Learn a simple method to calculate coverage to get the right limit!

Insurance

How to Avoid Common Business Insurance Mistakes?

Learn how to Avoid Common Business Insurance Mistakes with practical steps: correct limits, accurate inventories, and review routines!

Insurance

Choosing the Right CGL Policy for Your Small Business

Learn how choosing the Right CGL Policy for Your Small Business protects you from third-party claims. Easy cost-saving tips!

Insurance

How to Choose the Right Insurance for your Tech Startup in Canada?

Learn how to choose the right insurance for your tech startup in Canada: step-by-step advice on required coverages and choosing limits!

Insurance

How Do I Protect my Business From a Data Breach in Canada?

How do I protect my business from a data breach in Canada? Learn clear, practical steps: technical controls, vendor checks, and recovery planning!

Insurance

Does Commercial Property Insurance Cover Flooding in Canada?

Does Commercial Property Insurance Cover Flooding in Canada? Learn what standard policies include and protect your business!

Insurance

Is it worth getting private health insurance in Canada?

Wondering, Is it worth getting private health insurance in Canada? Learn the pros, cons, cost factors, and how to decide

Insurance

How to Get Health Insurance? Step-by-Step Guide

Learn how to get health insurance with clear steps, what information you need, and practical tips to compare plans!

Insurance

How Much Is Health Insurance?

Wondering how much is health insurance? Find out the typical cost ranges, what affects price, and how to lower premiums!

Insurance

Do Canadian Tech Firms Need Cyber Insurance?

Do Canadian Tech Firms Need Cyber Insurance? Learn the real risks, what policies cover, and how tech companies in Canada can choose the right protection!

Insurance

Cyber Liability Insurance for Tech Businesses

Learn why Cyber Liability Insurance for tech businesses matters, what it typically covers, and how cyber insurance works in the tech industry.

Insurance

What Does Renters Insurance Cover?

What Does Renters Insurance Cover? Learn what's protected, common exclusions, and how to choose the right policy for renters!

Insurance

What Is the Best Insurance for a Small Business?

What Is the Best Insurance for a Small Business? Learn the essential policies and how to choose the right coverage for your risks!

Insurance

How Much Liability Insurance Do I Need for My Small Business?

How Much Liability Insurance Do I Need for My Small Business? Learn coverage types, cost factors, and tips to choose the right limits!

Insurance

What Is the Best Health Insurance for a Small Business?

What Is the Best Health Insurance for a Small Business? Learn practical options, group benefit plans, cost-control tips, and get a quote today!

Insurance

Affordable Family Health Insurance Plans in Winnipeg

Looking for affordable family health insurance plans in Winnipeg? Discover practical tips, coverage options, and get the right protection!

Insurance

Is Health Insurance Mandatory in Canada?

Is Health Insurance Mandatory in Canada? Learn how it works, when private coverage is required, and practical tips to make sure you’re protected!

Protect

Fast Track Cyber Coverage Checklist for Canadian Fintechs

Understanding the fastest path to cyber coverage starts with a clear risk assessment.

Grow

How to Choose Insurance Brokers for Canadian Startups

Insurance helps protect what startups are building, but finding the right broker can be confusing for founders.

Insurance

How Much Does Health Insurance Cost?

Learn How Much Does Health Insurance Cost in Canada. Learn about coverage factors, plan types, and how to choose the right policy for your needs!

Insurance

What Is a Deductible in Health Insurance?

What Is a Deductible in Health Insurance? Learn how it impacts your costs and get tips to choose the right plan for your needs!

Insurance

The 2025 State of Commercial Insurance: Capacity, Pricing, and the Shift to Control-First Risk

The Canadian insurance landscape is slowly normalizing, but volatility remains.

Insurance

What Are the Health insurance Benefits of Canada?

What Are the Health insurance Benefits of Canada? Universal access, social equity, and more! Protect your health no matter where you live in Canada!

Insurance

Who Has the Best Health Insurance in Canada?

Discover Who Has the Best Health Insurance in Canada. Get tailored, high-quality coverage that meets your needs and budget!

Insurance

What is the Cheapest Health Insurance in Canada?

What is the cheapest health insurance in Canada? Find out how to get affordable plans without compromising on coverage today!

Insurance

The Real-Life Benefits of Having Health Insurance

Discover The Real-Life Benefits of Having Health Insurance - save money, improve access, and offer peace of mind. Choose the right plan!

Insurance

Why Health Insurance Is Essential for Every Canadian?

Why health insurance is essential for every Canadian: it supplements public healthcare, lowers out-of-pocket costs, and ensures timely medical care.

Insurance

What Does Health Insurance Cover in Canada?

What Does Health Insurance Cover in Canada? Find out the gaps supplemented by private plans. Find the right coverage!

Renters Insurance

Does Renters Insurance Cover Water and Fire Damage?

Does Renters Insurance Cover Water and Fire Damage? Discover what's included, what's excluded, and how to stay fully protected with insurance!

Renters Insurance

What Isn’t Covered by Renters Insurance?

Find out What Isn’t Covered by Renters Insurance! From floods to high-value items, learn how to close renters insurance coverage gaps!

Renters Insurance

What to Know Before Buying Renters Insurance?

What to Know Before Buying Renters Insurance? Learn about coverage, costs, and tips to choose the right plan in this complete guide!

Benefits

Scaling Benefits as Your Startup Grows: Optimizing Insurance Non-Evidence Limits

A well-designed benefits roadmap becomes a strategic advantage.

Insurance

What Are the 4 Types of Construction Insurance?

Find out What Are the 4 Types of Construction Insurance! We offers tailored coverage for construction companies!

Insurance

Does Insurance Cover Ozempic?

Does Insurance Cover Ozempic? Find out how coverage works to treat Type 2 diabetes vs. the cost of weight loss, and strategies for saving!

Grow

Startup Insurance in Canada: Essential Coverage Guide for 2025

Explore essential insurance for Canadian startups: liability, cyber, D&O, product coverage & more

Protect

Complete Guide to Cyber Insurance for E-Bike Businesses

E-bike retailers operate in a space where technology, physical products, and customer experience all intersect.

Benefits

Specialized Group Benefits for E-Bike Retail Businesses

The e-bike industry is evolving rapidly — and so are the risks that come with it.

Insurance

What Is General Liability Insurance in Canada?

What Is General Liability Insurance in Canada? Learn what coverage protects, province-specific rules, and costs for trades and services!

Insurance

Insurance Broker vs. Insurance Company: What’s the Difference?

Insurance Broker vs. Insurance Company: What’s the Difference? Learn the key differences, avoid costly coverage mistakes, and choose wisely!

Protect

The Complete Guide To Retail Store Property Insurance

Understanding how this type of insurance works is important for store owners who want to align their coverage with their operations

Grow

How Business Insurance Safeguards Canadian Small Businesses Today

According to the Insurance Bureau of Canada, nearly 25% of Canadian small businesses are underinsured.

Insurance

How Much Is Renters Insurance?

Learn how much is Renters Insurance in 2025. Learn what affects premiums and how to save with expert’s tips!

Insurance

Is Renters Insurance Really Worth It in 2025?

Is Renters Insurance Really Worth It in 2025? Learn why it's a must for Canadian renters, covering belongings and lawsuits for different situations, costs.

Insurance

Employment Insurance in Canada

Learn everything you need to know about Employment Insurance in Canada. Discover how to apply, who is eligible, and what benefits are available.

Insurance

How Much Do Braces Cost in Canada with Insurance?

How much do braces cost in Canada with insurance? Discover types of braces, insurance coverage, and smart ways to save in this helpful guide.

Insurance

Mounjaro Cost in Canada & Insurance Guide: What You Need to Know (2026 Update)

How much does Mounjaro cost in Canada without insurance? We break down 2026 pricing, private plan coverage rules, HSA options for business owners, and tax strategies.

Renters Insurance

How Much Is Tenant Insurance?

How much is tenant insurance? This guide explains monthly costs, what affects pricing, and tips to lower your rate. Typical plans cost $20–$40 per month.

Grow

Tailoring Benefits to Accommodate Industry Seasonality

Seasonality affects everything from staffing decisions and inventory management to cash flow planning and, importantly, how employee benefits are structured and managed throughout the year.

Insurance

Is Commercial Property Insurance Mandatory in Canada?

Is commercial property insurance mandatory in Canada? Learn when it’s required, what it covers, and why it’s a must for your business!

Insurance

Types of Commercial Property Insurance

Check out the types of commercial property insurance - building, contents, flood, and more. Protect your Canadian business with coverage options!

Insurance

How Does Cyber Liability Insurance Differ From General Liability Insurance?

How Does Cyber Liability Insurance Differ From General Liability Insurance? Learn the key differences and why Canadian businesses need both!

Insurance

Is Cyber Liability Insurance Necessary for Small Businesses?

Is cyber liability insurance necessary for small businesses? Learn why it covers hacks, lawsuits, and more to protect your future today!

Insurance

Does General Liability Insurance Cover Employee Injuries?

Does General Liability Insurance cover employee injuries? Learn why it doesn’t, the role of workers' comp, and how to protect your business!

Insurance

Do I Need General Liability Insurance For My Small Business?

Do I Need General Liability Insurance For my Small Business? Learn about the 5 key reasons it’s a must—covers lawsuits, injuries, and more!

Insurance

Top 5 Reasons Small Businesses in Canada Need Liability Insurance

Find out the why does your business need commercial general liability insurance? covers injuries, lawsuits, and more. Protect your future!

Insurance

Why Does Your Business Need Commercial General Liability Insurance?

Why does your business need commercial general liability insurance? It covers injuries, damages, lawsuits, and more. Stay protected!

Contractors

Managing Asbestos Risks During Building Renovations

By accurately estimating and budgeting for these various components, contractors and building owners can ensure that sufficient funds are available to complete the asbestos abatement process safely, efficiently, and in compliance with all applicable regulations.

Insurance

Understanding How Business Interruption Insurance Works

Understanding how Business Interruption Insurance works can help protect your business from losses unexpected closures or operational disruptions.

Insurance

What Does Business Interruption Insurance Cover?

Find out what business interruption insurance covers, including lost income, rent, and payroll—protect your business from unexpected disruptions today.

Insurance

How Does Cybersecurity Insurance Mitigate Business Risks?

Explore how cybersecurity insurance mitigates business risks by covering data breaches, fees, and costs. Learn key benefits and protection now.

Insurance

Cyber Security Insurance For Canadian Small Businesses

Learn why cyber security insurance for Canadian small businesses matters—protect against breaches, fines, and downtime, plus get practical tips.

Insurance

Insurance Considerations for Canadian Agribusiness Enterprises

Explore Canadian agribusiness, including weather, equipment, and liability. Learn key Insurance Considerations for Canadian Agribusiness Enterprises!

Insurance

Understanding the Exclusions in Commercial General Liability Policies

Understanding the exclusions in commercial general liability policies, what's not covered, employee injuries, and cyber risks, and how to fill the gaps.