Summit Commercial Insurance Solutions
Industries/

Campground & RV Park Insurance

Protecting outdoor hospitality businesses from liability to property. Coverage designed for campgrounds, RV parks, and recreational facilities.

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Talk to a Campground & RV Park insurance specialist

The Challenges

Risks unique to campground & rv park.

Guest Injuries

Outdoor activities create inherent risks requiring robust liability protection.

Property Exposure

Amenities, infrastructure, and guest property require comprehensive coverage.

Seasonal Operations

Peak season concentration means any disruption significantly impacts revenue.

Natural Disasters

Wildfires, floods, and severe weather pose significant property risks.

Coverage

Coverage types for campground & rv park companies.

Every business is different. We'll work with you to build a coverage package that addresses your specific risks and meets your contractual requirements.

General LiabilityProperty Insurance
Business Interruption
Liquor Liability
Recreational Equipment
Workers Compensation

Why Summit

Why campground & rv park companies choose Summit.

1

Experience with hospitality and recreation businesses

2

Coverage for unique amenities and activities

3

Seasonal coverage options

4

Risk management guidance for guest safety

Common Questions

Campground & RV Park insurance FAQs.

Does general liability cover guest injuries from recreational activities?+
Yes, general liability covers bodily injury claims from guests. However, certain high-risk activities may require additional coverage or waivers.
What about damage to guest RVs or vehicles?+
Your property coverage typically covers your owned property, not guest vehicles. Garage keeper liability may apply if you service or store guest vehicles.
Do I need separate liquor liability?+
If you sell or serve alcohol, liquor liability coverage is essential and often required by licensing authorities. This is typically separate from general liability.
How does business interruption work for seasonal businesses?+
Business interruption coverage can be structured for seasonal operations, covering lost income if you cannot operate during peak season due to a covered event.

Built for growth. Backed by clarity.

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