Summit Commercial Insurance Solutions
Industries/

Nonprofit Insurance

Protecting organizations that serve others. Liability, property, and governance coverage designed for the unique needs of nonprofits.

Get a Quote

Talk to a Nonprofit insurance specialist

The Challenges

Risks unique to nonprofit.

Volunteer Management

Volunteers create liability exposure without the controls of paid employment.

Board Governance

Board members face personal liability for organizational decisions.

Limited Budgets

Insurance must be affordable while still providing adequate protection.

Diverse Activities

Programs and events create varied and changing risk exposures.

Coverage

Coverage types for nonprofit companies.

Every business is different. We'll work with you to build a coverage package that addresses your specific risks and meets your contractual requirements.

Why Summit

Why nonprofit companies choose Summit.

1

Experience with nonprofit organizations

2

Affordable coverage for limited budgets

3

Understanding of volunteer and board exposures

4

Coverage for diverse programs and events

Common Questions

Nonprofit insurance FAQs.

Why do nonprofit board members need D&O insurance?+
Board members can be held personally liable for organizational decisions including employment practices, financial mismanagement, and governance failures. D&O protects personal assets.
Are volunteers covered under our liability policy?+
Volunteers are typically covered for their activities on behalf of the organization. However, volunteer accident coverage provides additional protection for volunteer injuries.
Do we need special event coverage?+
Large events, especially those open to the public, may exceed your regular policy limits or be excluded. Special event coverage provides dedicated protection for specific events.
Is professional liability needed for service organizations?+
If your nonprofit provides advice, counseling, or professional services, professional liability coverage protects against claims from those services.

Built for growth. Backed by clarity.

Talk to Our Team