Market UpdateInsurance Markets
Rates are falling. So why aren't renewals?
Canadian commercial rates fell 6% in Q3 2026, yet renewals rose 1.3% for most businesses. What changed by coverage, size and province, and where to push.
6 min read
Insights & Resources
Insurance Insights
Plain-language guides, market updates and risk advice for Canadian businesses, written by the brokers who place the coverage.
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GuideProfessional Services
Insurance Checklist for Consultants, Accountants and Agencies
A practical checklist of the coverage professional services firms need, from E&O and cyber to office contents and key person protection.
3 min read
GuideRetail & Wholesale
E-commerce and Retail Insurance: Product Liability, Inventory and Shipping Risk
Whether you sell from a storefront, a website or both, here is how to protect inventory, shipments, customers and your online operations.
3 min read
ArticleTechnology
Tech E&O and Cyber: Why SaaS Companies Need Both
Technology errors and omissions and cyber insurance protect against different failures. For SaaS companies, gaps between them are where claims fall through.
3 min read
GuideProfessional Services
CGL vs. Professional Liability (E&O): Which One Protects Your Business?
General liability and professional liability cover very different risks. Here is how to tell which you need, and why many businesses need both.
3 min read
GuideTechnology
D&O Insurance for Startups: When You Need It and What Investors Expect
Why directors and officers coverage becomes a priority at the first priced round, what it covers and how to buy it well.
3 min read
GuideCyber
What Cyber Insurance Actually Covers for Canadian Businesses (and What It Doesn't)
Ransomware, business interruption, breach notification and the security controls insurers now expect before they will quote.
4 min read
Market UpdateInsurance Markets
Commercial Insurance Rates Are Falling — Here's What Smart Canadian Businesses Are Doing About It
Market analysis and strategic recommendations for businesses during this softening insurance market.
4 min read
GuideConstruction & Contractors
Comprehensive Guide to Course of Construction Insurance Canada
Everything builders and construction managers need to know about protecting their projects with proper insurance coverage.
4 min read
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