Business Insurance
Complete protection for your business.
From startup to enterprise, we build coverage packages that protect what you've built. Expert brokers, proprietary technology, and access to Canada's top carriers.
Our Carrier Partners
Our Carrier Partners
Coverage Types
The coverage your business needs.
General Liability
Protection against third-party bodily injury and property damage claims. The foundation of business protection.
Cyber Insurance
Defense against data breaches, ransomware, and cyber threats. Critical for modern businesses.
Commercial Auto
Comprehensive fleet coverage for vehicles and drivers.
Commercial Property
Buildings, equipment, and business assets.
Directors & Officers
Personal liability protection for leadership.
Errors & Omissions
Professional liability for service businesses.
Builder's Risk
Coverage for construction projects.
Umbrella Insurance
Extended liability beyond primary limits.
Mid-Market & Complex Risk
When standard policies stop being enough.
As your business grows, so does the complexity of your risk. These are the lines we structure for established companies with larger exposures, bigger contracts, and boards that expect more than a renewal quote.
D&O for Established Firms
Directors and officers programs structured for larger boards — Side A/B/C towers, entity coverage, and limits benchmarked against peers.
E&O at Scale
Professional liability built for firms with complex contracts, multi-province operations, and enterprise clients demanding higher limits.
Umbrella & Excess Layers
Layered liability towers placed across multiple carriers when a single policy can no longer carry the limits your contracts require.
Captives & Alternative Risk
Higher retentions, self-insured structures, and captive feasibility for businesses ready to take a strategic position on risk.
The Summit Difference
Insurance that actually works for your business.
Most businesses are over-insured in some areas and dangerously under-insured in others. Generic policies miss the nuances of how you actually operate.
Summit takes a different approach. We start by understanding your business — your operations, your contracts, your risks. Then we build coverage that fits.
Risk Assessment
We identify gaps before they become claims
Custom Coverage
Policies tailored to your operations
Expert Brokers
Specialists who know your industry
Ongoing Monitoring
Year-round compliance verification